Our Financial Strength Ratings

Our financial strength ratings provide independent, third-party assessments of our ability to meet ongoing obligations and deliver long-term stability. To us, these ratings also reflect the trust we've earned and our commitment to supporting clients, financial professionals, and partners when it matters most.

Independent Ratings. Broader Confidence.

The strong financial ratings from AM Best A++(Superior), S&P A+(Strong), and Moody's A1(Strong) provide three distinct perspectives on financial strength. Together, these ratings offer broader third-party validation of our financial stability and confidence in our financial foundation.

Reliance Standard's ratings reflect ownership by Tokio Marine Holdings, Inc., one of the world’s largest and most trusted insurers.

Our superior AM Best rating reflects the financial strength, stability and long-term commitment behind our products and services. As one of the industry's most respected independent rating agencies, AM Best evaluates insurers on factors such as balance sheet strength, operating performance, and ability to meet ongoing obligations.

A superior rating provides added confidence that we are well-positioned to deliver on the promises we make - today and in the future.

Reliance Standard's AM Best Report

Our strong rating from S&P Global Ratings signals the financial strength, stability, and long-term resilience of our organization. As one of the word's leading credit rating agencies, S&P evaluates companies on their overall creditworthiness, financial flexibility, risk management, and ability to meet long-term obligations.

Recognized by S&P for strong financial strength, we maintain a stable foundation to support long-term commitments and resilience through market change.

S&P's credit view reflects RSL as a Tokio Marine Group Core Operating Company. See ratings detail chart in the S&P report.

Tokio Marine's Standard & Poor's Report

Our strong rating from Moody's Investor Service reflects the financial strength, stability, and creditworthiness of our organization. Moody's is a globally recognized independent rating agency that evaluates an organization's ability to meet its financial obligations based on capital strength, earnings stability, and risk management.

A strong Moody's rating indicates a high level of confidence in our ability to fulfill long-term commitments and maintain financial resilience across changing market conditions.

Moody's credit view reflects RSL's ownership by ultimate parent company Tokio Marine Holdings, Inc.

Tokio Marine's Moody's Report
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For education of Producers/Agents only and not intended for use with the general public. For complete descriptions of all benefits and features, please refer to the policy/certificate.

Annuities are products of the insurance industry and are not insured by the Federal Deposit Insurance Corporation (FDIC), National Credit Union Administration (NCUA)/National Credit Union Share Insurance Fund (NCUSIF) or any Governmental Agency. NOT A BANK GUARANTEE. NOT A DEPOSIT. MAY LOSE VALUE.

Reliance Standard's ratings:

  • A.M. Best Rating affirmed 11/19/25. A.M. Best Company assigns ratings from A++ to D based on their opinion of a company's financial strength and ability to meet future obligations to contract holders. A++ (Superior) is the highest of 15 ratings. http://www.ambest.com
  • Standard and Poor's Rating Affirmed 12/11/25. Standard & Poor's assigns ratings from AAA to D based on their opinion of a company's future financial security. A+ (Strong) is highest rating in category A and the 5th highest of 21 ratings. http://www.standardandpoors.com
  • Moody's rating affirmed 2/19/26. Moody's assigns rating from Aaa to C based on their opinion of a company's future financial security. A1 is highest rating in category A and the 5th highest of 21 ratings. https://www.moodys.com

Home Office: Schaumburg, Illinois | Administrative Office: 1700 Market Street, Suite 1200, Philadelphia, PA 19103 | 1.800.435.7775

For more information: (800) 435-7775, ext 3696

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